Updated November 26, 2024
Not all business categories within Stripe can utilize Affirm payments. Stripe automatically sets your business category using a merchant category code (MCC) during onboarding based on the information you provide.
Once your MCC is set, you won't be able to manually change it yourself. For a full list of merchant categories that are blocked from accepting Affirm payments via Stripe, check the table below.
Merchant Category Code (MCC) | Category |
780 | Horticultural and Landscaping Services |
1520 | General Contractors–Residential and Commercial |
1711 | Air Conditioning, Heating and Plumbing Contractors |
1731 | Electrical Contractors |
1740 | Insulation, Masonry, Plastering, Stonework and Tile Setting Contractors |
1750 | Carpentry Contractors |
1761 | Roofing and Siding, Sheet Metal Work Contractors |
1771 | Concrete Work Contractors |
1799 | Contractors, Special Trade Contractors–not elsewhere classified |
4457 | Boat Leases and Boat Rentals |
4723 | Package Tour Operators (Germany Only) |
4784 | Bridge and Road Fees, Tolls |
4829 | Wires, Money Orders |
4899 | Cable, Satellite, and Other Pay Television and Radio Services |
4900 | Utilities–Electric, Gas, Heating Oil, Sanitary, Water |
5021 | Office and Commercial Furniture |
5046 | Commercial Equipment Not Elsewhere Classified |
5047 | Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies |
5131 | Piece Goods, Notions, and Other Dry Goods |
5137 | Uniforms, Commercial Clothing |
5139 | Commercial Footwear |
5172 | Petroleum and Petroleum Products |
5271 | Mobile Home Dealers |
5309 | Duty Free Stores |
5521 | Automobile and Truck Dealers–(Used Only)–Sales |
5542 | Fuel Dispenser, Automated |
5551 | Boat Dealers |
5561 | Camper Dealers, Recreational and Utility Trailers |
5571 | Motorcycle Shops and Dealers |
5592 | Motor Home Dealers |
5598 | Snowmobile Dealers |
5933 | Pawn Shops |
5935 | Wrecking and Salvage Yards |
5960 | Direct Marketing Insurance Services |
5963 | Door-to-Door Sales |
5964 | Direct Marketing–Catalog Merchants |
5965 | Direct Marketing–Combination Catalog and Retail Merchant |
5966 | Direct Marketing–Outbound Telemarketing Merchants |
5967 | Direct Marketing–Inbound Telemarketing Merchants |
5968 | Direct Marketing–Continuity/Subscription Merchants |
5969 | Direct Marketing–Other Direct Marketers–Not Elsewhere Classified |
5972 | Stamp and Coin Stores–Philatelic and Numismatic Supplies |
5983 | Fuel Dealers (Non Automotive) |
5993 | Cigar Stores and Stands |
6010 | Member Financial Institution–Manual Cash Disbursements |
6011 | Member Financial Institution–Automated Cash Disbursements |
6012 | Member Financial Institution–Merchandise And Services |
6051 | Quasi Cash–Merchant |
6211 | Securities–Brokers and Dealers |
6300 | Insurance Sales, Underwriting and Premiums |
6540 | POI (Point of Interaction) Funding Transactions (Excluding MoneySend) |
6611 | Overpayments |
7276 | Tax Preparation Service |
7277 | Debt, Marriage, Personal–Counseling Services |
7297 | Massage Parlors |
7311 | Advertising Services |
7321 | Consumer Credit Reporting Agencies |
7333 | Commercial Art, Graphics, Photography |
7361 | Employment Agencies and Temporary Help Services |
7372 | Computer Programming, Data Processing and Integrated System Design Services |
7375 | Information Retrieval Services |
7392 | Consulting, Management and Public Relations Services |
7393 | Detective Agencies, Protective Agencies, Security Services including Armored Cars, Guard Dogs |
7399 | Business Services Not Elsewhere Classified |
7800 | Government Owned Lottery |
7801 | Government-Licensed Casinos (Online or Internet Gambling) |
7802 | Government-Licensed Horse/Dog Racing |
7829 | Motion Picture and Video Tape Production and Distribution |
7995 | Betting & Casino Gambling |
8111 | Attorneys, Legal Services |
8220 | Colleges, Universities, Professional Schools and Junior Colleges |
8241 | Schools, Correspondence |
8244 | Schools, Business and Secretarial |
8249 | Schools, Trade and Vocational |
8299 | Schools And Educational Services–Not Elsewhere Classified |
8398 | Organizations, Charitable and Social Service |
8651 | Organizations, Political |
8661 | Organizations, Religious |
8699 | Organizations, Membership–Not Elsewhere Classified |
8734 | Testing Laboratories (Non-Medical) |
8911 | Architectural, Engineering and Surveying Services |
8931 | Accounting, Auditing and Bookkeeping Services |
9211 | Court Costs Including Alimony and Child Support |
9222 | Fines |
9223 | Bail and Bond Payments |
9311 | Tax Payments |
9399 | Government Services–Not Elsewhere Classified |
9402 | Postal Services–Government Only |
9405 | Intra-Government Purchases–Government Only |
9950 | Intra-Company Purchases |