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Affirm blocked business categories
Trevor avatar
Written by Trevor
Updated this week

Updated November 26, 2024

Not all business categories within Stripe can utilize Affirm payments. Stripe automatically sets your business category using a merchant category code (MCC) during onboarding based on the information you provide.

Once your MCC is set, you won't be able to manually change it yourself. For a full list of merchant categories that are blocked from accepting Affirm payments via Stripe, check the table below.

Merchant Category Code (MCC)

Category

780

Horticultural and Landscaping Services

1520

General Contractors–Residential and Commercial

1711

Air Conditioning, Heating and Plumbing Contractors

1731

Electrical Contractors

1740

Insulation, Masonry, Plastering, Stonework and Tile Setting Contractors

1750

Carpentry Contractors

1761

Roofing and Siding, Sheet Metal Work Contractors

1771

Concrete Work Contractors

1799

Contractors, Special Trade Contractors–not elsewhere classified

4457

Boat Leases and Boat Rentals

4723

Package Tour Operators (Germany Only)

4784

Bridge and Road Fees, Tolls

4829

Wires, Money Orders

4899

Cable, Satellite, and Other Pay Television and Radio Services

4900

Utilities–Electric, Gas, Heating Oil, Sanitary, Water

5021

Office and Commercial Furniture

5046

Commercial Equipment Not Elsewhere Classified

5047

Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies

5131

Piece Goods, Notions, and Other Dry Goods

5137

Uniforms, Commercial Clothing

5139

Commercial Footwear

5172

Petroleum and Petroleum Products

5271

Mobile Home Dealers

5309

Duty Free Stores

5521

Automobile and Truck Dealers–(Used Only)–Sales

5542

Fuel Dispenser, Automated

5551

Boat Dealers

5561

Camper Dealers, Recreational and Utility Trailers

5571

Motorcycle Shops and Dealers

5592

Motor Home Dealers

5598

Snowmobile Dealers

5933

Pawn Shops

5935

Wrecking and Salvage Yards

5960

Direct Marketing Insurance Services

5963

Door-to-Door Sales

5964

Direct Marketing–Catalog Merchants

5965

Direct Marketing–Combination Catalog and Retail Merchant

5966

Direct Marketing–Outbound Telemarketing Merchants

5967

Direct Marketing–Inbound Telemarketing Merchants

5968

Direct Marketing–Continuity/Subscription Merchants

5969

Direct Marketing–Other Direct Marketers–Not Elsewhere Classified

5972

Stamp and Coin Stores–Philatelic and Numismatic Supplies

5983

Fuel Dealers (Non Automotive)

5993

Cigar Stores and Stands

6010

Member Financial Institution–Manual Cash Disbursements

6011

Member Financial Institution–Automated Cash Disbursements

6012

Member Financial Institution–Merchandise And Services

6051

Quasi Cash–Merchant

6211

Securities–Brokers and Dealers

6300

Insurance Sales, Underwriting and Premiums

6540

POI (Point of Interaction) Funding Transactions (Excluding MoneySend)

6611

Overpayments

7276

Tax Preparation Service

7277

Debt, Marriage, Personal–Counseling Services

7297

Massage Parlors

7311

Advertising Services

7321

Consumer Credit Reporting Agencies

7333

Commercial Art, Graphics, Photography

7361

Employment Agencies and Temporary Help Services

7372

Computer Programming, Data Processing and Integrated System Design Services

7375

Information Retrieval Services

7392

Consulting, Management and Public Relations Services

7393

Detective Agencies, Protective Agencies, Security Services including Armored Cars, Guard Dogs

7399

Business Services Not Elsewhere Classified

7800

Government Owned Lottery

7801

Government-Licensed Casinos (Online or Internet Gambling)

7802

Government-Licensed Horse/Dog Racing

7829

Motion Picture and Video Tape Production and Distribution

7995

Betting & Casino Gambling

8111

Attorneys, Legal Services

8220

Colleges, Universities, Professional Schools and Junior Colleges

8241

Schools, Correspondence

8244

Schools, Business and Secretarial

8249

Schools, Trade and Vocational

8299

Schools And Educational Services–Not Elsewhere Classified

8398

Organizations, Charitable and Social Service

8651

Organizations, Political

8661

Organizations, Religious

8699

Organizations, Membership–Not Elsewhere Classified

8734

Testing Laboratories (Non-Medical)

8911

Architectural, Engineering and Surveying Services

8931

Accounting, Auditing and Bookkeeping Services

9211

Court Costs Including Alimony and Child Support

9222

Fines

9223

Bail and Bond Payments

9311

Tax Payments

9399

Government Services–Not Elsewhere Classified

9402

Postal Services–Government Only

9405

Intra-Government Purchases–Government Only

9950

Intra-Company Purchases

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